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to the church, and it's a great expression of the character of joseph ratzinger. >> kathy, let me go to you on this. what was your first reaction when you heard about this today? were you surprised? there's a lot of rumors around new york, by the way, that cardinal egan had been working on this for awhile and it had been kept silent but not entirely. were you shocked at this? what was your first reaction? >> absolutely shocked. thought it was a farce. had to look it up five times to see it was real. it's sad. really sad. i love this pope. there's so much love for this pope. and even though he's still going to be with us, it's really like a mourning of him, i think. some of us are experiencing. but i like what you said about humility. when we look at john paul ii's end, many people came away with his public suffering and death as thinking he's teaching us how to die. and now look at this pope. he's teaching us how to be humble. i think it's a beautiful lesson from pope benedict. >> george, it's a complicated question. but in a word as briefly as you can, how do you see pope benedict's legacy
, after eight years, formal cardinal joseph rat ratzinger retires as pop. as we continue to see what the conclave will do as we search for his successor as the entire world watches what is happening with him. >>> got some breaking news out of the new york fed. a hard right turn here to steve liesman. >> why does this always happen to me, carl? >> hard to follow the pope, my man. >> exactly. let me do my best. the new york fed reporting that total consumer indebtedness rising a scant 3% to 11.3 trillion. housing debt was flat. it was a small gain but the first gain we've seen since the first quarter of 2011, that was thought to be a bit of a statistical anomaly. so maybe this is the first real gain. let me show you what rose. auto loans up 15 billion. credit cards up 5 billion. the perennial student loans up 10 billion and they have been rising quite a bit. delinquencies are quite high. all delinquencies declined except for student loans and they were up almost 12% and probably because of a whole bunch of different reasons, carl, they could be twice as high as that. carl, back to you.
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